We are often referred to as “hard money” by those in the real estate industry. While some use the term dismissively, we embrace it. Being a successful hard money lender requires diligence, dedication, and a constant drive to find exciting opportunities in the market. With our established network of investors to fund equity-based loans on real estate in California. Our loans are designed for borrowers who can’t qualify for bank financing or who need a quick closing. Our lending decisions are based on the collateral rather than the borrower. We lend on both residential and commercial properties and offer 1st and 2nd position loans from $50,000 and up with minimal paperwork and quick closings. We work directly with borrowers, loan brokers, and trust deed investors.

When professionals pursuing real estate opportunities are denied financing through conventional lenders, AJE Capital is there to rescue endangered deals with the support that only hard money can provide.

AJE Capital employs straightforward underwriting principles. To qualify for our loan, the borrower must possess substantial equity in the property and present a clear strategy for repaying the loan. We seek a concise narrative that explains the borrower’s circumstances and outlines how they intend to generate profits using our funds. Subsequently, we collect various documents, such as tax returns, bank statements, credit reports, and third-party appraisals. It is crucial that these documents align with the information provided in the borrower’s story. We commonly offer investment opportunities in financing residential fix-and-flip projects, stabilizing commercial real estate properties, facilitating prompt closings on escrows, and meeting cash-out requirements for business purposes.